Assisting You in Obtaining Conventional Loans and Mortgages
Conventional Loan Benefits
Down payments for as low as 3%.
Fewer restrictions compared with government-back loans, such as no military affiliation (VA) or rural area (USDA) required.
No upfront mortgage insurance required.
Private Mortgage Insurance (PMI) can be canceled after 20 percent equity is achieved. A borrower must initiate MI termination based on original value of property if that property is their principal residence or second home, and the borrower has an acceptable payment record.
Higher credit scores can result in a lower interest rate.
Less strict appraisal and property requirements than FHA, VA, or USDA loans.
Loan processing is faster.
Term lengths can vary between 10 and 30 years.
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